A recovery operation is underway at a NSW boat ramp after the body of a man was found inside a submerged vehicle.
Emergency services were called to the Soldier Point boat ramp in Port Stephens around 4.30am on Sunday following reports of a car in the water.
The white hatchback was fully submerged by the time officers arrived.
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Inside the car, they found the body of a man who is yet to be formally identified.
A crime scene has been established and a recovery operation involving Police and SES is underway.
The Soldier Point boat ramp will be closed until late this afternoon due to the operation.
A report will be prepared for the Coroner.